Systematic Withdrawal Plan
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What Is a Systematic Withdrawal Plan?
A Systematic Withdrawal Plan allows an investor to withdraw a fixed or predefined amount periodically from an eligible Mutual Fund scheme, helping create a structured approach for managing regular cash-flow requirements from an existing investment.
For every scheduled withdrawal, the required number of Mutual Fund units are redeemed based on the applicable NAV. The remaining units continue to stay invested in the selected scheme, allowing the investment to remain exposed to future market movements while periodic withdrawals continue.
- Plan Withdrawals at Regular Predefined Intervals
- Choose Withdrawal Frequency Based on Your Needs
- Keep Remaining Mutual Fund Units Invested
- Withdraw Funds Through Periodic Unit Redemption
- Investment Value Remains Exposed to Market Movements
A Structured Approach to Regular Withdrawals
Choose Your Investment
Select an eligible Mutual Fund investment to begin your planned SWP withdrawals.
Set Withdrawal Amount
Choose a fixed withdrawal amount based on your regular cash-flow requirements.
Select Frequency
Select an available withdrawal frequency that suits your financial requirements.
Units Are Redeemed
Mutual Fund units are redeemed periodically to provide the planned withdrawal.
Estimate Your SWP Before You Begin
Adjust the calculator values to view your estimated SWP projection.
A Flexible Approach to Planned Withdrawals
Regular Withdrawals
Plan periodic withdrawals from eligible Mutual Fund investments.
Withdrawal Flexibility
Choose the withdrawal amount and available frequency as needed.
Continued Investment
Keep the remaining Mutual Fund units invested after withdrawals.
Financial Planning
Support structured planning for recurring cash-flow requirements.
From Requirements to Withdrawal Planning
Make Your SWP Plan More Informed
Connect with Truewin Valueadd to plan regular withdrawals with better clarity around your investment needs.
Questions About Systematic Withdrawal Plans
A Systematic Withdrawal Plan allows investors to withdraw a predefined amount from an eligible Mutual Fund scheme at regular intervals.
At each withdrawal interval, the required number of Mutual Fund units are redeemed based on the applicable NAV to provide the selected amount.
Yes. Units that are not redeemed generally remain invested in the Mutual Fund scheme and continue to be exposed to market movements.
No. An SWP is a withdrawal facility, not a guaranteed-return product. Withdrawal sustainability depends on investment value, withdrawal rate and market performance.
Yes. Regular withdrawals reduce Mutual Fund units, and the corpus may decline depending on the withdrawal rate and scheme performance.
Eligible schemes generally allow investors to select a withdrawal amount, subject to the scheme’s applicable terms and minimum requirements.
Available frequencies may vary by scheme and can include monthly or other periodic withdrawal options offered by the Mutual Fund.
SWP may support planned periodic withdrawals, but suitability depends on your financial needs, investment horizon and underlying Mutual Fund investment.
Yes. SWP transactions involve redemption of Mutual Fund units and may have tax implications based on fund category, holding period and applicable tax rules.
Truewin Valueadd can help you understand SWP options based on your withdrawal requirements, investment horizon, existing investments and risk considerations.