.fincalctk-wrap {
  --fincalctk-primary: #102a56;
  --fincalctk-accent: #16a34a;
  --fincalctk-tool-card: #fff;
  --fincalctk-tool-text: #102a56;
  --fincalctk-icon-bg: #e9f7ef;
  --fincalctk-icon-color: #16824b;
  --fincalctk-font-family: inherit;
  --fincalctk-category-font-size: 18px;
  --fincalctk-tool-name-font-size: 14px;
  --fincalctk-tool-icon-size: 21px;
  --fincalctk-ink: #172033;
  --fincalctk-muted: #667085;
  --fincalctk-line: #d7dee8;
  --fincalctk-soft: #f5f7f9;
  box-sizing: border-box;
  width: 100%;
  max-width: 1120px;
  margin-inline: auto;
  color: var(--fincalctk-ink);
  font-family: var(--fincalctk-font-family);
  line-height: 1.5;
}
.fincalctk-wrap *, .fincalctk-wrap *::before, .fincalctk-wrap *::after { box-sizing: border-box; }
.fincalctk-wrap [hidden] { display: none !important; }
.fincalctk-wrap button, .fincalctk-wrap input { font: inherit; }
.fincalctk-wrap button { appearance: none; text-decoration: none !important; }

.fincalctk-intro {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(250px, 310px);
  align-items: end;
  gap: 34px;
  padding: 0 0 25px;
  border-bottom: 1px solid var(--fincalctk-line);
}
.fincalctk-intro--hero-only { grid-template-columns: 1fr; }
.fincalctk-intro--search-only { grid-template-columns: minmax(250px, 310px); justify-content: end; }
.fincalctk-hero { margin: 0; padding: 0; border: 0; background: transparent; box-shadow: none; }
.fincalctk-eyebrow {
  display: block;
  margin: 0 0 7px;
  color: var(--fincalctk-accent);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .11em;
  line-height: 1.3;
  text-transform: uppercase;
}
.fincalctk-hero h2 {
  margin: 0 0 7px;
  color: var(--fincalctk-ink);
  font-size: clamp(29px, 3.1vw, 38px);
  font-weight: 760;
  letter-spacing: -.035em;
  line-height: 1.12;
}
.fincalctk-hero p { max-width: 680px; margin: 0; color: var(--fincalctk-muted); font-size: 14px; line-height: 1.6; }

.fincalctk-discovery { margin: 0; }
.fincalctk-search-label { position: relative; display: block; margin: 0; }
.fincalctk-search-label > .ph { position: absolute; top: 50%; left: 14px; z-index: 1; color: var(--fincalctk-muted); font-size: 18px; transform: translateY(-50%); pointer-events: none; }
.fincalctk-wrap .fincalctk-search {
  width: 100%;
  min-height: 46px !important;
  padding: 0 14px 0 42px !important;
  border: 1px solid var(--fincalctk-line) !important;
  border-radius: 7px !important;
  outline: 0;
  background: #fff !important;
  color: var(--fincalctk-ink) !important;
  box-shadow: none !important;
}
.fincalctk-wrap .fincalctk-search:focus { border-color: var(--fincalctk-primary) !important; box-shadow: 0 0 0 3px rgba(16, 42, 86, .1) !important; }
.fincalctk-empty { margin: 20px 0 0; padding: 16px; border: 1px dashed #aebac8; border-radius: 7px; background: var(--fincalctk-soft); text-align: center; }
.fincalctk-empty strong, .fincalctk-empty span { display: block; }
.fincalctk-empty span { margin-top: 3px; color: var(--fincalctk-muted); font-size: 13px; }

.fincalctk-directory {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0;
  margin: 0 0 30px;
  padding: 23px 0 26px;
  border-bottom: 1px solid var(--fincalctk-line);
}
.fincalctk-directory-section {
  min-width: 0;
  margin: 0;
  padding: 0 22px;
  border: 0;
  border-right: 1px solid var(--fincalctk-line);
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}
.fincalctk-directory-section:first-child { padding-left: 0; }
.fincalctk-directory-section:last-child { padding-right: 0; border-right: 0; }
.fincalctk-section-head { display: block; margin: 0 0 10px; }
.fincalctk-section-head h3 { margin: 0; color: var(--fincalctk-ink); font: inherit; font-size: var(--fincalctk-category-font-size) !important; font-weight: 750; letter-spacing: -.015em; line-height: 1.28; }
.fincalctk-icon-grid { display: grid; grid-template-columns: 1fr; gap: 1px; }
.fincalctk-tab {
  position: relative;
  display: grid !important;
  grid-template-columns: calc(var(--fincalctk-tool-icon-size) + 3px) minmax(0, 1fr) !important;
  align-items: center !important;
  gap: 9px !important;
  width: 100% !important;
  height: auto !important;
  min-height: 38px !important;
  padding: 6px 0 !important;
  overflow: visible;
  border: 0 !important;
  border-radius: 0 !important;
  outline: 0;
  background: transparent !important;
  color: var(--fincalctk-tool-text) !important;
  box-shadow: none !important;
  cursor: pointer;
  font: inherit !important;
  line-height: 1.25 !important;
  text-align: left !important;
  text-decoration: none !important;
  transition: color .16s ease;
}
.fincalctk-tab::before, .fincalctk-tab::after { display: none !important; content: none !important; }
.fincalctk-tab:hover { color: var(--fincalctk-accent) !important; transform: none; }
.fincalctk-tab.is-active { border: 0 !important; background: transparent !important; color: var(--fincalctk-accent) !important; box-shadow: none !important; }
.fincalctk-tool-icon { display: grid; width: calc(var(--fincalctk-tool-icon-size) + 3px) !important; height: calc(var(--fincalctk-tool-icon-size) + 3px) !important; margin: 0 !important; place-items: center; border-radius: 0; background: transparent; color: var(--fincalctk-icon-color); }
.fincalctk-tool-icon .ph { display: block; font-size: var(--fincalctk-tool-icon-size) !important; line-height: 1; }
.fincalctk-tab:hover .fincalctk-tool-icon { border-radius: 4px; background: var(--fincalctk-icon-bg); }
.fincalctk-tab.is-active .fincalctk-tool-icon { background: transparent; color: var(--fincalctk-accent); }
.fincalctk-tool-text { display: block !important; min-width: 0; margin: 0 !important; }
.fincalctk-tool-text strong { position: relative; display: inline; margin: 0 !important; color: currentColor !important; font-size: var(--fincalctk-tool-name-font-size) !important; font-weight: 650; line-height: 1.35 !important; }
.fincalctk-tab.is-active .fincalctk-tool-text strong { color: var(--fincalctk-accent) !important; }

.fincalctk-panel { display: none; }
.fincalctk-panel.is-active { display: block; }
.fincalctk-calculator {
  display: grid;
  grid-template-columns: 340px minmax(0, 1fr);
  grid-template-rows: auto 1fr;
  gap: 0;
  width: 100%;
  overflow: hidden;
  border: 1px solid var(--fincalctk-line);
  border-radius: 9px;
  background: #fff;
  box-shadow: 0 13px 32px rgba(16, 42, 86, .07);
}
.fincalctk-calc-head { grid-column: 1; grid-row: 1; margin: 0; padding: 27px 25px 12px; background: var(--fincalctk-soft); }
.fincalctk-calc-head h3 { margin: 0 0 6px; color: var(--fincalctk-ink); font: inherit; font-size: 23px; font-weight: 760; letter-spacing: -.025em; line-height: 1.2; }
.fincalctk-calc-head p { margin: 0; color: var(--fincalctk-muted); font-size: 13px; line-height: 1.55; }
.fincalctk-form {
  display: grid;
  grid-column: 1;
  grid-row: 2;
  align-content: start;
  gap: 20px;
  min-width: 0;
  margin: 0;
  padding: 7px 25px 30px;
  border: 0 !important;
  background: var(--fincalctk-soft);
  box-shadow: none !important;
}
.fincalctk-form > label, .fincalctk-form > fieldset { min-width: 0; margin: 0; padding: 0; border: 0; border-radius: 0; background: transparent; box-shadow: none; }
.fincalctk-form > label > span, .fincalctk-choice-group legend { display: block; margin: 0 0 7px; padding: 0; color: #344054; font-size: 12px; font-weight: 750; }
.fincalctk-input-shell { position: relative; }
.fincalctk-input-shell::before, .fincalctk-input-shell::after { position: absolute; top: 50%; z-index: 1; transform: translateY(-50%); color: var(--fincalctk-muted); font-size: 12px; font-weight: 700; pointer-events: none; }
.fincalctk-input-shell::before { left: 12px; content: attr(data-prefix); }
.fincalctk-input-shell::after { right: 12px; content: attr(data-suffix); }
.fincalctk-form input[type="number"], .fincalctk-form input[type="text"] { width: 100%; min-height: 43px; padding: 0 12px; border: 1px solid #c9d2df; border-radius: 6px; outline: 0; background: #fff; color: var(--fincalctk-ink); font-size: 14px; font-weight: 700; box-shadow: none; }
.fincalctk-input-shell[data-prefix] input[type="number"] { padding-left: 35px; }
.fincalctk-input-shell[data-suffix] input[type="number"] { padding-right: 48px; }
.fincalctk-range { width: 100%; height: 4px; margin: 14px 0 6px; padding: 0; border: 0; border-radius: 0; outline: 0; appearance: none; background: linear-gradient(90deg, var(--fincalctk-primary), var(--fincalctk-accent)); }
.fincalctk-range::-webkit-slider-thumb { width: 17px; height: 17px; border: 3px solid var(--fincalctk-primary); border-radius: 50%; appearance: none; background: #fff; box-shadow: 0 2px 5px rgba(16, 42, 86, .18); cursor: grab; }
.fincalctk-range::-moz-range-thumb { width: 12px; height: 12px; border: 3px solid var(--fincalctk-primary); border-radius: 50%; background: #fff; box-shadow: 0 2px 5px rgba(16, 42, 86, .18); cursor: grab; }
.fincalctk-range-meta { display: flex; justify-content: space-between; gap: 8px; color: var(--fincalctk-muted); font-size: 9px; font-weight: 650; }
.fincalctk-submit { display: none !important; border: 0 !important; outline: 0 !important; }

.fincalctk-choice-group { min-inline-size: 0; }
.fincalctk-choice-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 7px; }
.fincalctk-choice-cards label { position: relative; display: block; min-width: 0; margin: 0; cursor: pointer; }
.fincalctk-choice-cards input { position: absolute; width: 1px; height: 1px; opacity: 0; }
.fincalctk-choice-cards label > span { display: block; min-height: 62px; padding: 9px 10px; border: 1px solid #c9d2df; border-radius: 6px; background: #fff; transition: border-color .16s ease, background .16s ease; }
.fincalctk-choice-cards strong, .fincalctk-choice-cards small { display: block; }
.fincalctk-choice-cards strong { color: var(--fincalctk-ink); font-size: 12px; }
.fincalctk-choice-cards small { margin-top: 3px; color: var(--fincalctk-muted); font-size: 9px; line-height: 1.35; }
.fincalctk-choice-cards input:checked + span { border-color: var(--fincalctk-primary); background: #edf2f7; box-shadow: inset 3px 0 0 var(--fincalctk-primary); }

.fincalctk-result { min-width: 0; grid-column: 2; grid-row: 1 / span 2; padding: 27px 25px 25px; border: 0; border-left: 1px solid var(--fincalctk-line); border-radius: 0; background: var(--fincalctk-tool-card); box-shadow: none; }
.fincalctk-result-title-row { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 15px; }
.fincalctk-result h4 { margin: 0; color: var(--fincalctk-ink); font: inherit; font-size: 18px; font-weight: 800; }
.fincalctk-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; }
.fincalctk-actions button { min-height: 36px; padding: 6px 10px; border: 0; border-radius: 6px; background: transparent; color: var(--fincalctk-accent); font-size: 11px; font-weight: 800; cursor: pointer; }
.fincalctk-actions button:hover { background: #f0f7f3; }
.fincalctk-actions button:disabled { opacity: .65; cursor: wait; }
.fincalctk-actions .fincalctk-pdf { padding-inline: 13px; border: 1px solid var(--fincalctk-primary); background: var(--fincalctk-primary); color: #fff; }
.fincalctk-actions .fincalctk-pdf:hover { background: #091f42; }
.fincalctk-result-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(138px, 1fr)); gap: 8px; }
.fincalctk-result-grid > div { min-height: 80px; padding: 12px; border: 1px solid var(--fincalctk-line); border-radius: 7px; background: #f8fafc; }
.fincalctk-result-grid span { display: block; margin-bottom: 6px; color: var(--fincalctk-muted); font-size: 10px; line-height: 1.3; }
.fincalctk-result-grid strong { display: block; overflow-wrap: anywhere; color: var(--fincalctk-ink); font-size: clamp(18px, 2vw, 22px); line-height: 1.18; letter-spacing: -.025em; }
.fincalctk-progress { height: 5px; margin: 15px 0; overflow: hidden; border-radius: 0; background: #e5eaf0; }
.fincalctk-progress span { display: block; height: 100%; background: linear-gradient(90deg, var(--fincalctk-primary), var(--fincalctk-accent)); transition: width .25s ease; }

.fincalctk-visual-row { display: grid; grid-template-columns: 205px minmax(0, 1fr); gap: 9px; margin: 15px 0; }
.fincalctk-chart-card, .fincalctk-column-card { min-width: 0; padding: 13px; border: 1px solid var(--fincalctk-line); border-radius: 7px; background: #f8fafc; }
.fincalctk-chart-card { display: grid; grid-template-columns: 78px minmax(0, 1fr); align-items: center; gap: 10px; }
.fincalctk-donut { --fincalctk-chart-a: 50%; display: grid; width: 76px; height: 76px; place-items: center; border-radius: 50%; background: conic-gradient(var(--fincalctk-primary) 0 var(--fincalctk-chart-a), var(--fincalctk-accent) var(--fincalctk-chart-a) 100%); }
.fincalctk-donut span { display: grid; width: 48px; height: 48px; place-items: center; border-radius: 50%; background: #fff; color: var(--fincalctk-ink); font-size: 11px; font-weight: 850; }
.fincalctk-legend { display: grid; gap: 8px; min-width: 0; }
.fincalctk-legend div { display: flex; align-items: flex-start; gap: 7px; min-width: 0; color: var(--fincalctk-muted); font-size: 9px; font-weight: 700; line-height: 1.35; }
.fincalctk-legend i { flex: 0 0 8px; width: 8px; height: 8px; margin-top: 2px; border-radius: 50%; background: var(--fincalctk-primary); }
.fincalctk-legend div:nth-child(2) i { background: var(--fincalctk-accent); }
.fincalctk-column-head { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-bottom: 8px; }
.fincalctk-column-head strong { color: var(--fincalctk-ink); font-size: 13px; }
.fincalctk-column-head span { padding: 3px 7px; border-radius: 4px; background: #e9eef5; color: var(--fincalctk-primary); font-size: 9px; font-weight: 750; }
.fincalctk-column-chart { display: flex; height: 160px; align-items: end; gap: 8px; padding: 24px 5px 0; overflow: hidden; border-bottom: 1px solid #cbd5e1; background: repeating-linear-gradient(to top, transparent 0, transparent 39px, rgba(148, 163, 184, .15) 40px); }
.fincalctk-col { display: flex; min-width: 13px; height: 100%; flex: 1; flex-direction: column; align-items: center; justify-content: flex-end; gap: 5px; }
.fincalctk-col em { max-width: 62px; overflow: hidden; color: var(--fincalctk-muted); font-size: 8px; font-style: normal; font-weight: 700; line-height: 1; text-overflow: ellipsis; white-space: nowrap; }
.fincalctk-col b { display: block; width: 68%; max-width: 26px; min-height: 8px; border-radius: 3px 3px 0 0; background: linear-gradient(180deg, var(--fincalctk-primary), var(--fincalctk-accent)); }
.fincalctk-col span { color: var(--fincalctk-muted); font-size: 9px; font-weight: 750; }
.fincalctk-column-card > p { margin: 8px 0 0; color: var(--fincalctk-muted); font-size: 11px; line-height: 1.5; }

.fincalctk-report { margin: 16px 0 0; }
.fincalctk-report details { overflow: hidden; border: 1px solid var(--fincalctk-line); border-radius: 7px; background: #fff; }
.fincalctk-report summary { display: flex; min-height: 46px; align-items: center; justify-content: space-between; gap: 12px; padding: 11px 13px; background: #f5f7f9; color: var(--fincalctk-ink); font-size: 12px; font-weight: 800; cursor: pointer; }
.fincalctk-report summary small { padding: 3px 6px; border: 1px solid var(--fincalctk-line); border-radius: 4px; background: #fff; color: var(--fincalctk-primary); font-size: 9px; }
.fincalctk-report-scroll { max-height: 420px; overflow: auto; }
.fincalctk-report table { width: 100%; border-collapse: separate; border-spacing: 0; font-size: 11px; }
.fincalctk-report th, .fincalctk-report td { padding: 10px 11px; border-top: 1px solid var(--fincalctk-line); text-align: left; vertical-align: top; }
.fincalctk-report th { position: sticky; top: 0; z-index: 1; background: #eef2f6; color: #344054; font-weight: 800; }
.fincalctk-report tbody tr:nth-child(even) td { background: #fafbfc; }
.fincalctk-report .is-num { text-align: right; font-weight: 700; }
.fincalctk-report .is-profit { color: #087443; font-weight: 800; }
.fincalctk-report .is-final-row { background: #eef3f7; font-weight: 800; }
.fincalctk-mobile-report { display: none; }
.fincalctk-note { margin: 14px 0 0; color: var(--fincalctk-muted); font-size: 11px; line-height: 1.6; }
.fincalctk-advisor-disclosure { margin-top: 13px; padding: 10px 12px; border: 1px solid #bfe4cd; border-radius: 6px; background: #f0fbf4; color: #0f5132; font-size: 11px; font-weight: 750; }
.fincalctk-cta { display: flex; align-items: center; justify-content: space-between; gap: 14px; margin-top: 13px; padding: 12px; border: 1px solid var(--fincalctk-line); border-radius: 7px; background: #f5f7f9; }
.fincalctk-cta span { color: var(--fincalctk-primary); font-size: 12px; font-weight: 800; }
.fincalctk-cta a { display: inline-flex; min-height: 38px; align-items: center; justify-content: center; padding: 0 13px; border-radius: 6px; background: var(--fincalctk-primary); color: #fff !important; font-size: 12px; font-weight: 800; text-decoration: none !important; }

.fincalctk-credit { margin: 17px 0 0; color: var(--fincalctk-muted); font-size: 11px; font-weight: 650; text-align: center; }
.fincalctk-credit a { color: var(--fincalctk-primary) !important; font-weight: 800; text-decoration: none !important; }
.fincalctk-credit a:hover { text-decoration: underline !important; text-underline-offset: 3px; }
.fincalctk-wrap :where(button, input, summary, a):focus-visible { outline: 3px solid rgba(22, 163, 74, .38); outline-offset: 3px; }
.fincalctk-form input:focus { border-color: var(--fincalctk-primary); box-shadow: 0 0 0 3px rgba(16, 42, 86, .1); }
.fincalctk-wrap .screen-reader-text { position: absolute !important; width: 1px !important; height: 1px !important; padding: 0 !important; overflow: hidden !important; clip: rect(0, 0, 0, 0) !important; white-space: nowrap !important; border: 0 !important; }

@media (max-width: 980px) {
  .fincalctk-intro { grid-template-columns: minmax(0, 1fr) 260px; gap: 24px; }
  .fincalctk-intro--hero-only { grid-template-columns: 1fr; }
  .fincalctk-intro--search-only { grid-template-columns: 260px; }
  .fincalctk-directory { grid-template-columns: repeat(2, minmax(0, 1fr)); row-gap: 24px; }
  .fincalctk-directory-section:nth-child(2) { padding-right: 0; border-right: 0; }
  .fincalctk-directory-section:nth-child(3) { padding-left: 0; }
  .fincalctk-calculator { grid-template-columns: 300px minmax(0, 1fr); }
  .fincalctk-visual-row { grid-template-columns: 1fr; }
}
@media (max-width: 720px) {
  .fincalctk-wrap { padding-inline: 8px; }
  .fincalctk-intro { grid-template-columns: 1fr; align-items: start; gap: 18px; }
  .fincalctk-directory { grid-template-columns: 1fr; gap: 20px; }
  .fincalctk-directory-section, .fincalctk-directory-section:first-child, .fincalctk-directory-section:nth-child(3), .fincalctk-directory-section:last-child { padding: 0; border-right: 0; }
  .fincalctk-directory-section:not(:last-child) { padding-bottom: 19px; border-bottom: 1px solid var(--fincalctk-line); }
  .fincalctk-section-head h3 { font-size: 15px; }
  .fincalctk-calculator { grid-template-columns: 1fr; grid-template-rows: auto auto auto; border-radius: 8px; }
  .fincalctk-calc-head { grid-column: 1; grid-row: 1; padding: 23px 20px 11px; }
  .fincalctk-form { grid-column: 1; grid-row: 2; padding: 7px 20px 25px; }
  .fincalctk-result { grid-column: 1; grid-row: 3; padding: 22px 20px; border-top: 1px solid var(--fincalctk-line); border-left: 0; }
  .fincalctk-result-title-row { align-items: flex-start; }
  .fincalctk-actions { justify-content: flex-end; }
  .fincalctk-result-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .fincalctk-column-chart { height: 150px; gap: 6px; }
  .fincalctk-col em { display: none; }
  .fincalctk-report table { display: none; }
  .fincalctk-mobile-report { display: grid; gap: 8px; padding: 9px; background: var(--fincalctk-soft); }
  .fincalctk-mobile-report article { padding: 10px; border: 1px solid var(--fincalctk-line); border-radius: 6px; background: #fff; }
  .fincalctk-mobile-report article div { display: flex; justify-content: space-between; gap: 12px; padding: 7px 0; border-bottom: 1px dashed var(--fincalctk-line); }
  .fincalctk-mobile-report article div:last-child { border-bottom: 0; }
  .fincalctk-mobile-report span { color: var(--fincalctk-muted); font-size: 10px; font-weight: 700; }
  .fincalctk-mobile-report strong { color: var(--fincalctk-ink); font-size: 11px; text-align: right; }
  .fincalctk-report-scroll { max-height: 440px; }
  .fincalctk-cta { align-items: stretch; flex-direction: column; }
  .fincalctk-cta a { width: 100%; }
}
@media (max-width: 440px) {
  .fincalctk-hero h2 { font-size: 27px; }
  .fincalctk-result-title-row { display: block; }
  .fincalctk-actions { justify-content: flex-start; margin-top: 10px; }
  .fincalctk-result-grid { grid-template-columns: 1fr; }
  .fincalctk-choice-cards { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  .fincalctk-wrap *, .fincalctk-wrap *::before, .fincalctk-wrap *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; }
}
@media print {
  body * { visibility: hidden !important; }
  .fincalctk-result, .fincalctk-result * { visibility: visible !important; }
  .fincalctk-result { position: absolute !important; inset: 0 auto auto 0 !important; width: 100% !important; border: 0 !important; box-shadow: none !important; }
  .fincalctk-actions, .fincalctk-cta, .fincalctk-credit { display: none !important; }
  .fincalctk-report-scroll { max-height: none !important; overflow: visible !important; }
  .fincalctk-report table { display: table !important; }
  .fincalctk-mobile-report { display: none !important; }
}